Time to Invest in Tobacco?

Sep 10, 2014

Investments are all around, from the numerous TV commercials hocking gold and silver to E*TRADE’s internet pop-up ads. However, the best new stock to invest in may be a bit unexpected. One of the best to invest in, oddly enough, is tobacco. Yes, tobacco, and there is a really good reason to invest, even if you do not smoke.

Tobacco stocks have varied over the years, however, right now they are steady. They are also looking to rise, thanks in part to Phillip-Morris purchasing a few big e-cig manufacturers. This purchase can help steady the fragile stocks, and bring in the mainstream, high-money investors. Reynolds American is also in talks to merge with Lorillard, which could make them a powerhouse, perhaps even competing with Phillip-Morris. While only time will tell who comes out on top, it is a great time to invest in the market. Or, better yet, open your own tobacco e-cig business.

With big tobacco purchasing e-cig manufacturers, it helps show the public that e-cigs are legitimate products. While many are still thinking that e-cigs are a fad, the fact is that traditional tobacco is not. While theories are rampant regarding the safety of an e-cig compared to a tobacco cigarette, many are flocking to the product, either quitting tobacco cigarettes altogether or alternating them with e-cigs. While this is a lucrative idea, you will first need an online tobacco merchant account to get started.

A merchant account helps you accept plastic card payments. This is an absolute must if you operate an online business. While it seems as though it would be an easy service to find, it is not, especially for an online tobacco merchant. This is because these merchants have a slightly higher risk of fraudulent activity. You need the services of EMB. EMB, or eMerchantBroker.com, specializes in online tobacco merchant accounts. We know the risks involved, and we will not punish your business due to fraudulent fees and accusations.

Contact us today to get approved for an Online Tobacco  Merchant Account in as little as 48 hours!


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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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