Nov 30, 2015

Virtual Doctors Set to Shake Up Health Care

When you come down with a cold you just can’t shake or sprain a body part, you probably need to visit the doctor. But if you don’t have a primary physician or are out of network, going in for a checkup can cost you a ton of time and a lot of money. But this could all change within the...

Sep 29, 2015

EMB #1 Payment Solution for Online Doctors

Do you run an online pharmacy? Are you an online doctor? Lately, online doctors and their operations have been criticized. A number of fraudulent online pharmacies have sold illegitimate and outright fake medications to consumers. The FDA has urged consumers to research online doctors and pharmacists before they make any online purchases. Still consumers are now realizing that online pharmacy...

Sep 24, 2015

Virtual Doctor Merchants Accounts Now Available From EMB

If you’re a doctor, a physician, or medical practitioner, you need a virtual doctor merchant account. While these accounts were previously reserved for inherently high risk businesses such as poker and gambling, that is no longer the case. Medical practice is just as risky if not riskier than the said industries. For a start, medical practice is a “die-by-the-rules” industry....

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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