Oct 16, 2014

Clamoring for a New Business Venture? Consider a Personal Escort Business | Escort Merchant Account with EMB

Personal escort businesses are always in high demand. Though they are taboo to some, they are not your standard, everyday prostitutes. Personal escorts are smart, educated men and women who are employed for conversation, a dinner date, a work event – pretty much anything else that requires a “plus 1”. It may seem like a hard business to break into,...

Sep 10, 2014

Merchant Payment Processing Solution for Your Escort Service

An escort service business is as legal a business as they come. It is legitimate, and it is lucrative. You are neither breaking, nor attempting to get around any laws. Yet, for the most unfortunate reasons, this business is never far away from bad publicity and criticism. The most commonly seen criticism are the links to sex slavery and human...

Aug 11, 2014

Why the Escort Industry Gets a Bad Rap (It’s Not What You Think)

The legal escort industry is lucrative, yet is gets a bad rap. There are many reasons, from moral to political, yet many are now placing a new label upon the legal escort industry: Human trafficking. Many in the political realm are connecting the two, and many believe their claims. However, the claims could not be further from the truth. It...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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