May 15, 2017

Modern Technology Innovations In The Gun Industry

According to a 2016 report from the Bureau of Alcohol Tobacco and Firearms, American manufacturers are producing more than 11M firearms on a yearly basis. These are mostly handguns. The White House has requested research into “gun safety technology.” Silicon Valley investor Ron Conway and participants in Conway’s Smart Tech Challenges Foundation are also interested in the technology that would...

Aug 17, 2016

Reliable Credit Card Processing For Firearm Merchants

Very often, reputable firearm retailers look for ways to take their business online and benefit from the unique opportunities provided by the world of the Internet and high technologies. If you are a gun dealer, you may find it not so easy to get approved for an online firearm merchant account with traditional banks and most processors. How to Get...

Aug 11, 2015

Online Gun Sales Make Merchants Big Bucks

Right now may be the best time ever for online firearm merchants in many states throughout America. Despite a number of mass shooting incidents throughout the country, some gun companies are seeing business start to boom. After the devastation at Emanuel AME Church in Charleston, South Carolina last month, the President declared that he would make it more difficult to...

Apr 23, 2015

Online Firearm Merchants, Watch Your Account!

Many online firearm merchants are getting notices that their banks and merchant account processors are closing their accounts. This can leave companies scrambling to figure out how to accept payments. Some turn to PayPal, but are ending up in a jam, because PayPal will close an account without notice if they think fraudulent activity runs rampant on the account. This...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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