Aug 22, 2017

How to Avoid 4 Planning-Stage Mistakes that Can Kill Your Bottom Line

E-commerce boasts 23% year-over-year growth. According to eMarketer, the leading research firm for marketing in a digital world, online sales are projected to account for more than $4 trillion by 2020. Global online retail sales are estimated to make up 8.8% of total retail spending in 2018; this number was 7.4% in 2016. With this in mind, it’s critical to...

Jan 19, 2016

How to Turn Your Small Business into a Large Success Story

Small businesses are on every city square in America. Sometimes people are happy with their small business. Other times merchants wish for a bigger standing in their industry. For this, the best option for small businesses is to look for outside funding. The issue does not come with the search, but rather obtaining outside funding. Being turned down for funding...

Jul 07, 2014

Credit Default Rates at Eight-Year Low

According to a recent survey released by S&P Dow Jones Indices and Experian, the national consumer credit default rates declined in May from April. This month, the national composite posted at 1.04 percent, making it the lowest default rate since 2006. While mortgage default rates decreased, both bank card and auto default rates showed an increase over April. David. M....

Apr 15, 2014

The Ins and Outs of Merchant Cash Advances

Merchant cash advance providers cater to small businesses that need quick access to capital. While this seems like a great idea, there of course is a catch: Interest on these cash advances can be as much as 30%. These rates seem high, and there is actually a way to where they can charge these high interest rates without attracting attention....

Jun 12, 2012

Merchant Cash Advance Programs and Business Funding | Los Angeles, CA

We offer business funding and merchant cash advance programs to business owners in the Los Angeles area and across the nation. In today’s lending environment it can be difficult to get funding for your business, especially if you have bad credit. At eMerchantBroker.com we have a variety of business funding programs available for merchants of all credit types. Merchant Cash...

Mar 01, 2012

Merchant Cash Advance without a Merchant Account

Do you need money for your business? You’ve heard about merchant cash advance programs, but you don’t have a merchant account? No problem! We can provide business funding to any business type, with any credit situation, and you don’t need to accept credit cards at your business to be approved. In todays economic climate it can be very difficult to...

Mar 01, 2012

Business Funding with a Tax Lien

Do you have a tax lien, but need money for business? We can provide financing to all business types and credit scores, including business owners with tax liens. There are no upfront fees and you only need to processing a minimum of $4000 per month in credit cards. If you accept credit cards at your business, then you are approved...

Mar 01, 2012

What is The Best Merchant Cash Advance Agent/ISO Program?

If you are looking for the best merchant cash advance agent program, then you need to contact eMerchantBroker.com today. We offer agents unmatched options for business funding solutions. Are you tired of having your cash advance deals declined? At eMerchantBroker.com we have business funding solutions for every business and credit type. We even have merchant cash advance options for merchants...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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