Dec 22, 2014

Payment Processing Solutions for a Life Coach

Are you charismatic? Are you the person that everyone turns to for advice? Then you should consider a career in life coaching. U.S. News and World Report have stated that life coaching is the second biggest consulting business in the United States. This profitable field is wide open to anyone who is ready to have a legitimate business with unlimited...

Sep 10, 2014

How Life Coaching Does Not Equal Business Coaching

Due to the nature of the two businesses, the confusion between life coaching and business coaching is nothing new. What makes it worse is the fact that both businesses emphasize on improvements in personal life, as well as professional one. However, make no mistake – the two are actually quite different. The primary difference is that when it comes to...

Jul 21, 2014

Becoming a Life Coach

Being a life coach is on the rise in the United States. It encompasses little more than people offering their services to assist others in a change of career, fix relationships or simply to offer an out the box point of view. Many people seeking a life coach are looking for a partner in defining their future. A life coach...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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