Jun 12, 2017

The Importance of Dietary Supplements Legal Review

According to Zion Market Research, global dietary supplements market was valued at USD 132.8 billion in 2016. The market is projected to reach USD 220.3 billion in 2022, and is expected to grow at a CAGR of 8.8% between 2017 and 2022. Health Supplements Market Manufacturers of health products can end up with legal troubles if they deal with claims...

May 10, 2017

What Does Herbal Supplements And Remedies Market Research Report Cover?

The Global Herbal Supplements and Remedies production value has reached 6213 million USD in 2016; it made up 5103 million USD in 2011. The Global Herbal Supplements and Remedies demand is projected to develop with an average growth rate of nearly 4.5% in the next 5 years. Herbal Supplements and Remedies Market Report Those interested in the international market trends...

Jul 20, 2015

Tips for Starting an Herbal Supplement Business

There are many types of businesses that one could start. From e-cig businesses to hair salons to online dating websites, the possibilities are endless. One of the hottest, but looked over, business opportunities is herbal supplement sales. From online sales to pop-up shops to brick and mortar stores, your business housings are as big as your imagination. The herbal supplement...

Jun 25, 2015

Herbal Supplement Industry May be Regulated by the FDA

Over the last year, the herbal supplement industry has come under fire. In New York, Attorney General Eric Schneiderman filed several lawsuits against herbal supplement makers for what essentially is fraud. A few months ago, he had a variety of supplements tested to see if they contained the ingredients they proclaimed to have. Schneiderman used DNA barcoding to test the...

May 27, 2015

Herbal Supplements Industry Says Testing Inaccurate

The herbal supplement market has been put through the ringer. Earlier this year, New York Attorney General Eric Schneiderman, ordered DNA barcoding which resulted in the discovery that many herbal supplements did not actually contain the listed ingredients. He ordered that Wal-Mart, GNC, Walgreen’s, and Target stop selling store-brand herbal supplements that the DNA tests found fraudulent. But many in...

Apr 09, 2015

AmEx and the DoJ Go to War

This week American Express (AmEx) and the U.S. Department of Justice issued proposals to a federal judge for a rules change related to merchants steering customers to cheaper forms of payment than AmEx. These proposals are in response the DoJ’s claims that AmEx’s steering practice is a violation of the Sherman Anti-Trust Act. On February 19, a federal court agreed...

Mar 18, 2015

Herbal Supplements Under Fire Over Ingredients, Labeling

A war of words is being waged over the alleged impurities and mislabeled ingredients in dietary and herbal supplements. The industry itself is a big business. According to a Canadian government study, over 150 million Americans used herbal supplements in 2013. That same year the estimated total sales of herbal supplements came up to $6 billion. While the profitability of...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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