Apr 26, 2018

Gun Retailers Change Policies

The Gun-control reform has been a hot topic following the Parkland Florida shooting that killed 17 U.S citizens. And two weeks ago, some of America’s top Firearm retailers announced a few changes in their gun sales policies. This move drove firearm-control activists to call for amendments across the industry. A notable example is the Anti-Trump campaigns, famous as Grab Your...

Sep 30, 2015

New York Sues Retailers for Online Toy Gun Sales

Walmart, Sears Holdings, Kmart, Amazon, and a few more retailers have come under fire for selling realistic guns. The state of New York is one of approximately 7 states that bans the sale of authentic-looking toy guns to its citizens. New York is suing the mentioned retailers for ignoring its state laws, claiming that the over 6,400 prohibited sales performed...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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