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As of early 2019, EMV chip cards have continued to increase share and the number of incidents of fraud have dropped significantly in the U.S.,… Read More »EMV Chip Cards Reduce Incidents of Fraud, According to Visa
Credit bureau TransUnion, an American company that provides credit information and information management services has recently reported missed payments on credit cards issued by lenders… Read More »Missing More Card Payments | Increased Card Usage
EMV chips cards are called to protect merchants from fraudulent transactions. Consumers can get more protections from EMV if the chips are used properly. However,… Read More »Preventing Payment Processing Fraud
In June, American Express joined Visa and announced its new policies. These new chargeback policy changes aim to cut fraud costs for merchants who face… Read More »New Chargeback Policy Introduced By American Express Prevents Chargebacks
EMV cards (Europay, MasterCard, and Visa) offer a new type of credit card processing in the U.S. These are chip cards that feature a small… Read More »The U.S. Was The Last Market To Adopt EMV Chip Cards for High Risk Processing. Why?
With EMV already making its way to the U.S., concerns have arisen that no one has made an effort to educate merchants and consumers about… Read More »EMV May not Reach Ubiquity until 2018
With EMV moving into the U.S. market, the concern for fraud is now in the online sales channel. With only half of e-commerce merchants using… Read More »EMV Moves into U.S. Market; High Risk Merchant Accounts Serve as a Solution to Growing Risks
Recent security breaches of major retailers like Target and Neiman Marcus have pushed the conversation over EMV chip card implementation into action. Still, experts predict… Read More »Retailers and Card Issuers Running Out of Time on EMV Chip Card Implementation
In spite of turbulence in Russia affecting Visa’s international transaction networks, Visa is lowering the fees and pruning requirements for merchant acquirers. The cutback of… Read More »Visa Reduces Rules and Fees for Merchant Acquirers
Major U.S. debit networks have been discussing a solution to the Durbin Amendment/EMV issue, to avoid using the proprietary solutions by card brands like MasterCard… Read More »Debit Networks End EMV Stalemate with Issuers, Adopt MasterCard/Visa Common AID Solutions