Aug 17, 2016

Credit Card Terminal For Electronic Cigarette Merchants

E-cig merchant accounts are not easy to get approved for as the industry is considered high risk. However, this does not mean it is impossible to get an account for your business needs. The Family Smoking Prevention and Tobacco Control Act of 2009 have made payment processors to be wary of processing payments for e-cigs, even though they are technically...

Apr 19, 2016

Electronic Cigarette Credit Card Payment Solutions Without The Headache

In the modern world of eCommerc, an electronic cigarette business is considered quite profitable. The e-cig industry has been growing with rapid advances in the recent years. To start and succeed, e-cig merchants should find a secure and reliable payment processor in the field. Electronic Cigarette Market Electronic cigarettes or vaporizers are also called electronic nicotine delivery systems. Chinese entrepreneurs...

Mar 18, 2015

E-Cig Merchants Watch Out, Fakes Are All Around

E-cig, or electronic cigarette, merchants know the industry is big business. While sales are up, merchants need to watch out for fake products. While most merchants are careful to vet their suppliers, not everyone is careful. Also, not all suppliers check out who their product came from, which can lead to even bigger issues down the road, if there is...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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