Oct 29, 2018

China Gains the Advantage in Drone Delivery Market

JD.com is currently winning the global race to develop unmanned aerial vehicles with the strength, reliability and range to deliver goods on large scale. This summer, Chinese e-commerce giant JD.com Inc. launched a drone from a playground in the city of Xi’an. The purpose was to deliver one of the orders in a football-sized box to a village in the...

Aug 12, 2014

Coming on Board with Drop Shipping | Merchant accounts for Drop Shipping

In today’s market, entrepreneurs and business owners have to find smart ways to cut costs without harming the quality and profitability of their products. Drop shipping is a fulfillment model that lets owners partner directly with wholesalers who then ship out listed items to customers. Owners are then charged for the price of the shipped item. The Good With a...

Jun 27, 2013

Merchant Account for Drop Shipping Websites

Drop shipping is an ecommerce solution that enables merchants to collect and forward a customer’s order and shipment details to wholesalers and Manufacturers. It’s the wholesalers and Manufacturers who then supply the products directly to the customer. This business is increasingly gaining popularity with ecommerce website owners as it requires less or no inventory and reduces shipping costs. Drop shipping...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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