Nov 18, 2015

Tips for Giving Your Business Consulting Endeavor a Hot Start

If you have extensive experience in an industry, you can become a business consultant. Dealing with multiple businesses can prevent burnout, which is all too common in today’s fast-paced business world. While you may have the brains and expertise to become a business consultant, getting started can be tough. While you can start with friends and others in your business...

Oct 20, 2015

EMB is Your In-house Consulting Solution

In-house consulting and strategy groups are becoming a popular alternative to external consulting firms. Today, many large companies like Cisco, Siemens, Google, Disney, IBM, and Deutsche Bank, contain consulting groups to help solve operational problems. Major companies have discovered that internal consulting groups are more cost-effective, attract top talent, and have higher levels of confidentiality than external business consulting companies....

Sep 11, 2015

3 Steps to Overcome Objection from Clients

In consulting business, objection is commonplace. The unfortunate thing is that some consultants still find themselves sitting tight and hoping they never encounter objection. That is the wrong thing to do. As a consultant, you need to accept objections and find ways to turn things around. Great consultants thrive on turning “no” equivalents in a resounding “yes.” So, how do...

Jul 16, 2015

Branding Ideas for Your Business Consulting Firm

Every business is tough starting out; however finding your niche is one of the tougher aspects of being a new business owner. Every firm – every business – creates a brand. This usually starts with the name, with the content, with the staff, and with its overall product. While some have an easy time putting everything in place, most do...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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