Apr 15, 2016

Merchants Can Choose Bankruptcy To Keep Their Business Afloat

Bankruptcy can be the best option to choose for keeping troubled businesses afloat or closing them efficiently. To benefit, you should consider the specifics of your business and the bankruptcy type you’re going to file. Certain Chapters of Bankruptcy Due to Chapter 13 bankruptcy and Chapter 11 bankruptcy, you can keep your small business open and make smaller payments to...

Jul 11, 2014

Merchant Credit Repair After Bankruptcy

Owning your own business is many people’s vision of the American Dream. However, it can be tricky if you have bad credit, or have filed bankruptcy. The majority of banks and merchant account providers will turn up their noses at those with a bankruptcy in their history, even if the bankruptcy is a few years old. While it may seem...

Oct 22, 2013

The best “bad credit” cards to look out for in 2014

No matter where you look you can find a credit card and a company looking for you. They want to make interest off you and your payments. Your goal is to locate one with low interest and fewer fees, and it probably won’t hurt one bit to have a few cash back bonus points either. If perchance you are the...

Oct 14, 2013

Why you need a credit repair merchant account

Going into business takes a lot of work from you and anyone that is working with you. Time, money, effort and hours that you didn’t even know the day had. Muscles that had long ago gone stale are now sore from hours of work and worry. Don’t fret; if it’s something that you love, it all works out in the...

May 22, 2012

Cómo Obtener una Cuenta Mercantil Con una Quiebra

Cómo obtener una cuenta mercantil con una quiebra eMerchantBroker.com especializa en ayudar a los propietarios de empresas con crédito dañado obtener la aprobación de una cuenta mercantil. Entendemos que declararse en bancarrota es a veces la mejor decisión para usted o su empresa. Esto no quiere decir que no se debe ser capaz de aceptar pagos de sus clientes. Nos...

Feb 29, 2012

Getting a Merchant Account with Bad Credit, Bankruptcy, Tax Liens

Have you been declined for a merchant account because of bad credit or business type? Do you need a merchant account with a bankruptcy or an open tax lien? At eMerchantBroker.com we specialize in helping business owners get approved for a merchant account, regardless of credit or time in business. We even help new business owners, in an open bankruptcy...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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