Mar 12, 2018

Bail Agents Can Prevent Credit Card Chargebacks

Are you bail bonds merchant? Do you deal with higher rates of chargebacks? Are you looking for ways to prevent credit card chargebacks? Just read this article and you’ll learn about several important steps that can help you fight chargebacks. Also, you’ll get to know how to open a bail bonds merchant account fast and easily. What’s a Chargeback? Chargebacks...

Sep 13, 2017

An Increasing Number of Jails Allow Use of Credit Cards to Pay Bail

Your card may bail you out, but at a price. Most jailers are now allowing the use of credit cards to post bail, and if you are lucky the charge could earn you bonus points that can sort you vacation expenses when you’re set free. An increasing number of jails in the United States are now offering online bail payment...

Apr 15, 2016

Bail Bond Business Benefits For Bail Bond Merchants

A bail bond business seems quite attractive to many merchants. It guarantees that the defendant will show up for court based on a legal agreement between the bail or recovery agent, indemnitor, insurance company, and court. Otherwise, the defendant will bear the liability for the full amount of the bond to the court. Bail bond businesses are associated with some...

Mar 28, 2016

How to Sell Your Bail Bond Business

Are you thinking about selling your bail bond business? Although bail bonding companies make a fair amount of money, they can be difficult to sell. Due to inconsistent valuation and stifling government regulations, most bail businesses don’t hold their value when sold. The following are a few basic tips that will help you price your business just right before the...

Jan 19, 2016

Bail Bonds Companies Can Safely Accept Debit and Credit Cards

One of the biggest problems that consumers have with bail bonds companies is that they are typically “Cash Only”. This limits their usage and convenience. This not only hurts consumers, but also bail bonds merchants. The logical idea would be for bail bonds merchants to get a merchant account, but the processing industry leads you to believe that it is...

Oct 14, 2015

Bail Bondsmen Feel the Squeeze of State Regulations

On August, 31st bail bond agents were arrested in California in what the Department of Insurance is calling “the largest enforcement action ever conducted by the department.” The raid was the result of a year investigation by the Santa Clara County District Attorney’s Office and the California Department of Insurance. The California Department of Insurance claims that the bondsmen violated...

Sep 11, 2015

Make Money in the Bail Bonds Industry

In the broadest sense, a bail bonds business is quite simple. Somebody gets arrested for a crime (any). The person is taken to court within a few days and the judge sets a bail – the amount you have paid if you want to wait for your next court date from home. Let’s say the judge sets your bond at...

Aug 06, 2015

Earn More Money, Get a Bail Bonds Merchant Account

Bail bond businesses can be surprisingly profitable. The industry is very lucrative. Within the past two decades, of nearly 750,000 Americans who are in jail at any given time, two-thirds were awaiting trial. This is close to 500,000 people. Interestingly, (of course only for merchants in the bail bond industry), 89% are usually there because they can’t afford bail. Although...

Jun 17, 2015

Why Bail Bondsmen Matter, and Why We Need More

Bail bondsmen get a bad rep, and for many reasons. Many see them as greedy, as immoral for letting criminals back on the street. Many also see the entire industry as shady. None of these are true, except that they do, with the proper avenues and resources, allow those who have been charged to “bond out” of jail. While many...

Jun 01, 2015

New Bail Bondsmen Tactics Result in Major Profits

The bail bondsmen industry is booming again. Out of the 750.000 people in jail, almost two-thirds are awaiting bail. And bail bondsmen are ready and willing to serve. Recently, the largest convention of the bail bondsmen industry was held in Las Vegas. Hundreds of bondsmen gathered to learn the tricks of the trade, swap war stories, and drum up business....

Award winning.

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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