Oct 14, 2015

Bail Bondsmen Feel the Squeeze of State Regulations

On August, 31st bail bond agents were arrested in California in what the Department of Insurance is calling “the largest enforcement action ever conducted by the department.” The raid was the result of a year investigation by the Santa Clara County District Attorney’s Office and the California Department of Insurance. The California Department of Insurance claims that the bondsmen violated...

Sep 11, 2015

Make Money in the Bail Bonds Industry

In the broadest sense, a bail bonds business is quite simple. Somebody gets arrested for a crime (any). The person is taken to court within a few days and the judge sets a bail – the amount you have paid if you want to wait for your next court date from home. Let’s say the judge sets your bond at...

Jun 17, 2015

Why Bail Bondsmen Matter, and Why We Need More

Bail bondsmen get a bad rep, and for many reasons. Many see them as greedy, as immoral for letting criminals back on the street. Many also see the entire industry as shady. None of these are true, except that they do, with the proper avenues and resources, allow those who have been charged to “bond out” of jail. While many...

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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