Shopping for the Best Bail Bonds Merchant Account

Jul 14, 2014

Bail bond companies are in high demand, as they help out the public when a loved one gets arrested. While these companies seem mainstream to many of us, banks and many merchant account processors consider these companies to be “high risk”, and will not allow them to have a merchant account with them. While it may seem like a longshot to find a bail bonds merchant account, it is possible, if you know where to look

Banks and many merchant account processors consider “high-risk” companies to be taboo since they tend to have a higher risk of fraudulent activity as compared to other companies. While it may seem strange that bail bonds companies may be put into this category, remember that these companies are out of their money if the person they bailed out goes AWOL. In addition, many bail bonds companies take payments online or over the phone, so there is a risk of fraudulent card usage. While it may seem like it is impossible to find a merchant account for a bail bonds company, it is not. You should check around with those who specialize in high-risk merchant accounts, such as us here at eMerchantBroker.

We specialize in all types of high-risk accounts. We have many years of experience in dealing with the ins and outs of high-risk accounts and their issues, so we are aware of the increased fraudulent risk your bail bonds company is under. We are also aware of the higher fees that high-risk companies are often charged by other merchant account processors. Not with EMB. We believe that all businesses, high risk or not, deserve fair fees. We also have the added option of chargeback insurance, which helps insure that you are alerted to any chargeback your bail bonds merchant account is facing.

Bail bonds companies are mainstays in communities, and it seems as though it would be easy to find a merchant account. Not so, as they are considered to be “high risk”, and even taboo to mainstream merchant account processors and banks. There are high-risk merchant account providers that exist to help you with your bail bonds company, and one of the best is EMB.

To get more information on our bail bonds merchant accounts, click below or call 1-800-621-4893


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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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