Shopping for an Adult Dating Merchant Account

Jul 11, 2014

Adult dating websites are all the rage and are very lucrative right now. While the companies (and users) are hot, merchant account providers tend to dislike these companies. It can be tough to find an adult dating merchant account, however, it can be done if you know where to look.

The reason that many merchant account providers do not deal with adult dating merchants is that their businesses are considered by the industry to be “high risk”. The high-risk label simply means that these businesses are at a higher risk of having fraudulent activity occurring than other businesses. In addition to adult dating websites, gambling websites, penny auction websites, and adult entertainment websites are also classified as high risk. To obtain an adult dating merchant account, you need the services of a high-risk merchant account provider. You not only need a high-risk merchant account, but you also need a company that is dedicated, educated and has years of expertise in your business field. You need the services of EMB., is the top-rated high-risk merchant account provider in the United States. Each of our team members at EMB has years of experience dealing with high-risk merchants. We know the ins and outs and increased risks that these companies bring, and we are prepared to deal with them. Our team specializes in merchant accounts for your adult business, including adult dating merchant accounts. A variety of secure payment gateways, efficient processing, and an application process that can get your business a merchant account in as little as 48 hours make our services a can’t-miss opportunity for your adult sector business. There are no application fees, and our rates are competitive to the market.

It is the perfect time to invest in an adult dating website. However, there are obstacles along the way, mainly in the form of a merchant account and payment processor. It is possible to obtain an adult dating merchant account, and the first place you need to check out is EMB. We at EMB are dedicated to helping all high-risk merchants, adult dating merchants included, succeed in their business.

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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