Set up Your Electronic Cigarette Merchant Account with

Apr 03, 2014

The health risks from conventional cigarettes and aggressive anti-smoking legislation, are drastically decreasing the opportunities and locations for traditional smoking. As a result, more smokers and ex-smokers are turning to the e-cigarette for a tobacco-free experience. This has led to a billion-dollar industry with a wealth of opportunity for e-cig entrepreneurs; however e-cig shop owners are having a difficult time finding credit card processing services that will allow them to accept credit cards. is the #1 provider of merchant accounts for the e-cig industry, which is why we are the only merchant service you can trust to jump-start your electronic cigarette merchant account. The FDA has made no formal statement on the health risks of e-cigs, as current research is contradictory and inconclusive at best. This lack of clarity has made banks and other financial institutions label the processing of payment for electronic cigarettes as “high risk.”

What Makes Your E-Cig Business High Risk?

If a credit card processing service allows your shop to handle charge cards with greater chargebacks than what Visa or MasterCard approves, then it can be fined. Furthermore, if your shop can’t pay those fines, then the credit service is liable for all payments.

Other Factors that Determine Risk

  • If the business sells high-ticket items
  • The credit history of the  business owner(s)
  • If the business makes custom goods
  • If the business uses recurring payment options
  • A low/high processing history

Your Business Model Can Determine Risk

Credit processing services will take a look at your business model. They will examine the products that you sell, advertising strategies, shipping and delivery processes, customer support, and other processes. If they don’t like what they see, your business will be labeled high risk.

Consequences for High-Risk Businesses:

If your business is characterized as high risk, setting up an efficient electronic cigarette merchant account is a challenge, and once it is completed your card accounts will be subject to a number of special provisions. Some provisions include high pricing, higher rates and costs, delayed sales receipts, and sales restrictions.

You deserve the freedom and profits that come with having a professional processing service that won’t deny your application or set unreasonable “special” provisions. Turn to the high-risk experts with experience and a proven track record.

The experts at will help you smoke away the competition with your electronic cigarette merchant account with these guarantees.

  • No application fee
  • Match you with the right merchant account for your electronic cigarette shop
  • Get your shop accepting credit cards within 48-72 hours
  • Competitive Rates
  • No VISA/MasterCard Required
  • Multiple Secure Payment Gateway Options

Get approved for an electronic cigarette merchant account in as little as 24 hours. Visit or call 1-800-621-4893 today.


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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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