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“Hackers are breaking the systems for profit. Before, it was about intellectual curiosity and pursuit of knowledge and thrill, and now hacking is big business.” – Kevin Mitnick

Credit card fraud is so much widespread these days. Each of us can be at risk. Fraudulent activities associated with credit card transactions happen to someone around the world every single day. It is extremely important to take the necessary precautionary measures to avoid hacking as much as you can.

When Being Attached With Credit Card Fraud

Accepting credit cards is good for your business. The only thing retailers and customers are concerned about is credit card fraud. It can come in different forms. The sad thing is that any credit card security breach leads to costs associated with the whole issue.

This doesn’t imply selling or buying things online is not safe. They are absolutely safe. It is more dangerous to give your credit card to someone to process it. Fortunately, you can avoid credit card fraud if you take the necessary measures.

In online business, fraudulent transactions can happen anytime. As a reliable merchant, you should be responsibility for your actions and inactions. You may find it challenging to handle the chargeback. The thing is that these reverse transactions usually cost merchants a lost sale or a product, or even a fine levied by the credit card company., a true professional and a reliable electronic merchant services provider, enables merchants to handle chargebacks more effectively. EMB can help your online business manage chargebacks by preventing loss and minimizing risks. Recover your revenue and grow your business with EMB.

Steps To Avoid Credit Card Fraud

As a credit card user, you should always do your best to ensure credit card fraud doesn’t happen to you. To avoid credit card hacking, you should follow these key points:

  1. Using Strong And Reliable Passwords – Don’t’ use standard passwords on any account.
  2. Don’t’ Set Up Billing Agreements – If you have any and you are hacked, cancel them.
  3. Change Your Passwords Regularly – Don’t forget to change your passwords on a regular basis. This could be monthly, or per every 3 or 6 months. Use a password manager, a software application that will help you store and organize your passwords.

Nowadays, fraud is happening more and more often to all merchants. Of course, paying the funds back is easier than a chargeback. With chargebacks, merchants may be obliged to pay a fine, which can be 270 percent of the original charge. Hence, merchant chargeback insurance offered by EMB is a perfect option for those trying to protect their businesses against such harm.

Merchant chargeback insurance will reduce chargeback fees, and help you and your customers find out if the charge is really fraudulent, or just someone is trying to scam for getting their money back.