Payment Processing Solutions: Canadian Merchant Account

Sep 19, 2018

No matter what type or size your business has, you need a merchant account to accept credit and debit payments in the modern world of business. So, if you need a Canadian merchant account, you should work with only a reputable processor to get the best for your business needs. This article will help you get your desired merchant services for your company.

Payment Processors in Canada: Canadian Merchant Account

You may have heard that Canadian payment processing isn’t what it could be. Also, you may have heard that it’s difficult to find reputable processors in Canada. Why bother yourself with all these things?

Thankfully, there’re respectable payment processing companies like or EMB that offer exceptional payment processing solutions, including a Canadian merchant account to merchants of any type and size. is best known as the leader in the field of payment processing account providers across the US. EMB has helped so many hard-to-approve merchants get the best deal for their companies.

Today, not only US but also Canadian merchants can enjoy the unmatched services provided by The thing is, in Canada, EMB works with the same aspirations and is dedicated to becoming the preferred high risk merchant account services provider in the country.

Payment Processing Solutions for High Risk Merchants

Being tabbed as high risk, be it in Canada or the US, can create the worst problems for any business. With such “title”, you’ll have a difficult time opening a card processing account with the majority of conventional financial service providers, including banks. That’s the reason why every merchant works so hard to avoid falling into such situation.

What can you do if you’re, in fact, a high risk merchant? Well, you just need to apply to a respectable high risk merchant account provider like EMB specializes in the high risk space and can easily approve you for payment processing with the most reasonable terms and rates in the industry.

So, even if it’s been nearly impossible to successfully run a high risk business in Canada up to very recently, the situation has instantly changed after EMB’s entry. Canadian merchants are now able to open payment processing accounts and accept online payments just like other businesses.

Opening a Merchant Account with

EMB, an award-winning processor and business funding provider, is committed to growing your business with compliant, reliable, and comprehensive payment processing services. EMB wants to help you succeed in your business. Since EMB well understands how cumbersome and complicated transaction processing, especially the high risk one, can be, your success is really guaranteed.

With, you can enjoy low cost and reliable merchant accounts and secure payment gateways as a complete bundled solution with everything that’s required for payment processing.

EMB offers merchant accounts, chargeback protection, business funding, payment gateways, including EMB’s own payment gateway, as well as check processing, such as iCheck. The latter is developed for electronic check processing aimed at facilitating faster funding on a wider variety of checks. Apart from this, iChecks have fewer restrictions as compared to ACH and are increasingly turning into the preferred solution for merchants to accept check-based payments.

As you know, you can come across different types of fees associated with merchant accounts. Besides, if you’re high risk, you’re going to be charged higher fees than those who are low risk, fortunately, believes that pricing should be simple, honest and easy to understand, and offers the lowest possible rates in the market.

Beyond that, EMB has aggressive fraud prevention measures in place, and provides merchants with exceptional services to prevent fraud and reduce chargebacks. As a full-service provider, does its best to stay ahead of the competitors in the field. EMB is rated A+ by the BBB and A by Card Payment Options. offers:

  • Fast approval within 24/48 hours
  • High risk rates as low as 2.99%
  • High risk account specialists
  • No application fees
  • No setup fees
  • No annual fees
  • No gimmicks
  • Unique chargeback protection services

Moreover, EMB’s online application is simple and easy to complete: it takes only a few minutes. Besides, you’ll be required to submit the minimum of paperwork. Be sure, with EMB, you can enjoy the right merchant services for your business since talks to every business owner before offering anything so to get to know their business specifics in as many details as possible.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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