Online Tobacco Merchant Accounts

Jan 18, 2013

Because of high risks involved, online tobacco stores face many obstacles. At we can help make setting up your online tobacco store easy with our credit card payment processing. We are experienced at handling merchant accounts for online tobacco companies, and are very familiar with online tobacco sales restrictions.

Because of underage tobacco restrictions and public health issues, traditional banks cannot set up electronic payment processing for online tobacco companies. However, can help set up your online tobacco merchant account easily and quickly. Because of higher risks associated with the online tobacco industry, we understand there may be disputes or chargebacks. As long as chargeback rates stay below 3%, we can help make your online tobacco merchant account set up easy.

Contact us today so we can help you obtain a merchant account in as little as 48 hours. Our secure payment gateways are compatible with virtually any shopping cart on the market. Our program highlights include:

  • Zero Application Fee
  • Secure Payment Gateway
  • No Required Visa/MC Registration
  • Highly Competitive Rates


Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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