Online Tobacco Merchant Account for Your Business

Jun 19, 2018

Are you a tobacco merchant interested in growing your business? The first step is to acquire a tobacco merchant account from a reliable provider. Where to find a reputable merchant services provider to turn to for tobacco merchant accounts and a tobacco virtual terminal for your business? Just read below and you’ll discover where.

Tobacco Merchant Services for Your Business

Businesses need to use a merchant account to be able to accept credit/debit card payments from their customers. Tobacco business owners need to open a tobacco merchant account so that funds can be transferred from card issuing banks to your business bank account.

When it comes to a payment gateway, it’s called to handle the connection of your website shopping cart to your acquiring bank. Be aware that not all payment gateways accept tobacco businesses. eCig and other tobacco businesses are considered high risk, so you should work with a respectable high risk processor to get the best deal for your business.

You can’t build a successful eCommerce business without a tobacco payment gateway. In fact, there exist several types of merchants using tobacco payment gateway services. These include online smoking tobacco such as cigar, loose leaf tobacco and shisha.

Next come online tobacco paraphernalia such as glass pipes, hookahs and other related tobacco paraphernalia. Finally, these include other tobacco-related items such as eCigarettes, vaporizers rolling papers and rolling machine.

With a tobacco payment gateway, merchants can easily accept credit cards online. Also, you establish and manage recurring billing services through a gateway. Besides, you get a safe and secure transaction environment for your tobacco business.

What about a tobacco virtual terminal? Well, a tobacco virtual terminal helps you take your retail store online through a simple website integration. Also, it helps you easily accept retail storefront transactions by using a swipe card reader. Moreover, a virtual terminal is used to enter credit/debit cards for fast transaction authorizations.

In addition, a tobacco virtual terminal is necessary for quick and easy receipts. It offers full reporting and management capabilities.

What is a tobacco credit card terminal used for? It offers a number of payment acceptance methods. Such terminal provides the fastest payment authorization services and is used for EMV-enabled transactions to guarantee complete PCI security. Moreover, a tobacco credit card terminal can add a tip function for businesses with waiters and waitresses.

Additionally, this type of credit card terminal offers simple reporting functions for daily summaries of sales, refunds, and other transactions. it can help you manage inventory, employees and streamline accounting with a tobacco POS system without any challenges.

Tobacco Merchant Account and Other Services From EMB (EMB) is voted the #1 high risk credit card processing company in the US. EMB prides itself on making the merchant account process simple. EMB’s online application process is easy and hassle free. You just need to provide the minimum of paperwork.

After you successfully pass through the underwriting process, will approve you for a low-cost and secure tobacco merchant account for your online business. by the way, EMB offers the lowest possible rates in the marketplace. EMB offers online shopping cart integration, payment gateways, internet marketing tools, and other useful merchant services necessary for selling tobacco online. is a reputable processor and alternative online lender that carries an A+ rating with the BBB and an A rating with Card Payment Options. EMB talks to every single business owner to know the specifics of his/her business. This helps EMB offer the right merchant services tailored to your own business wants and needs.

EMB has years of experience in the high risk field and knows the tobacco industry best of all. can help you easily navigate the complicated delicacies of regulations and laws. With EMB, you can get the best cigar, pipe and tobacco merchant account for your business.

When it comes to payment gateways, offers several options. The latter options include EMB’s own gateway, as well as 1st Pay,, eProcessing Network, and NMI.

If you want to take your tobacco business to the next level, you should find a respectable payment processor to work with. With a reliable, affordable and secure tobacco merchant account, payment gateway and all the other necessary merchant services, you’ll be able to grow and expand successfully.

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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