Online Dating & Mobile Technology – What’s Changed?

Jan 27, 2014


It has very recently been recognized that mobile technology is not only changing everything else, but it is also altering people’s online dating habits. In a good way, that is. Those with adult dating merchant accounts are certainly in for a treat. Read below to find out more.

A recent survey concluded that 11% of American adults are now using online dating services, compared to a minuscule 3% in 2008, back when dating online was a fairly new concept for many people. This means that today, 4 out of 10 adults are turning to online dating sites to look for a match. So – is it possible that mobile technology is really to blame? Yeah, it more than likely is.

With the rapid rise of smartphones and tablets in recent years, plus the social networking site that has taken the world by storm (need we say it? Facebook), those behind online dating websites have significantly updated their ideas to cater for the ever-growing technology of today. Original dating websites such as eHarmony and were solely based on users filling out personal profiles with basic information such as their name, location, interests, hobbies, and what they’re looking for in any potential matches. After a while, the creators of these sites noticed a rapid change in their users’ attitudes towards this, and realized that more and more people were turning to mobile web.

In order to adapt to this, the owner of and OkCupid decided to fund the creation of Tinder, which has now grown to become an immensely popular app, being used by thousands as we speak. The app retrieves its users’ Facebook information (name, location, interests and profile picture) and allows people to ‘swipe left’ if interested, or ‘swipe right’ if they are not. Once two people have swiped left, they become a match and can chat to one another. An ideal dating app for the mobile technological world of today, right?

When Tinder was introduced, its owners did not expect the popular response it received from loyal users all over the world. Perhaps this shows that the development of mobile technology really is changing the concept of ‘online dating’ to something that may well end up being known as ‘mobile dating’. Technology is rapidly changing the world as we know it, and this is something that everybody is beginning to recognize. Watch this space!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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