Online Dating Merchant Payment Solutions with eMerchantBroker

Aug 28, 2014

Online dating sites are huge, and there is a site for everyone. Seriously! There are sites that are race-based, religion-based, and even animal-lover based. If you want to find your soul mate online, it is possible. This is a great time to get into the industry, as it is both a great moneymaker and a people pleaser. However, while making money is the easy part, locating a merchant account to accept payments is a bit trickier.

Every online business relies on a merchant account, as it helps businesses process plastic card payments. Without it, your customer base would be virtually zero. It seems as though any bank or merchant account processor would jump at the chance to hold accounts of profitable businesses, however, online dating merchant accounts are not so desirable for banks and traditional merchant account processors. This is because they are considered “high risk”, due to their higher risk of having fraudulent activity occur. While true, it is not a reason that these businesses should not have access to a merchant account.

There are merchant account processors who cater to high-risk businesses, such as adult dating websites. is vested in years of experience with various types of high-risk businesses, including online dating websites. We know that your business relies on the ability to accept plastic card payments, and we will give you that ability. We offer state-of-the-art terminals, software, and security, to help ensure that your customers’ information is secure. While other merchant account processors penalize high-risk merchants for chargebacks, we do not. We know that chargebacks are a risk of being in the high-risk processing industry, and will not spite you for it.

Online dating merchant accounts can be hard to come by. However, if you know where to look, the process is rather easy.

Contact eMerchantBroker to learn more about our online dating merchant account services



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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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