Nutraceutical Merchant Account from EMB

Sep 09, 2014

The nutraceutical business is booming, with new products being introduced every week, and TV doctors praising their benefits. It is the perfect time to start an online nutraceutical business; however, there are a few things you need to know about before jumping in headfirst.

First off, make sure that your company, even if your sales are drop shipped (i.e., shipped from the wholesaler), is legal inside your city or county. Many at-home businesses need special permits and licenses, and local governments can hold up a company that they think is a front for something illegal. This often happens with nutraceutical companies, as they tend to have a higher risk of fraudulent activity. Another thing you must do is keep up on news and reports of the products that you sell. Recalls often happen, and many are not heavily reported. You must keep watch, as to be able to alert customers and remove products from your website.

You will also need a merchant account. A merchant account allows you to accept plastic card payments, regardless if it is debit or credit. This is how you will accept your payments, as it is pretty much impossible to have a successful online business that does not accept plastic card payments. This seems like an easy enough task, however the vast majority of merchant account processors will not deal with nutraceutical merchant accounts due to their higher risk of fraudulent activity. For this, you need the services of a merchant account provider who is experienced with nutraceutical merchant accounts, and knows the risks that come with the industry. You need the services of

With, or EMB, you will have the best available nutraceutical merchant account services. We will not abandon you when your business is hit with a fraudulent charge. Instead, we will help you determine if it is indeed fraudulent.

For more on opening a Nutraceutical Merchant Account, contact us today!



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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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