New Mobile POS Products Benefit ISO Agent Programs

Feb 19, 2014

Part of being a top ISO agent program is staying on the cutting edge of new technology. A tech-savvy agent can get a merchant what they want before they’re even aware the product exists. Two upcoming POS apps for both Android and iOS are riding the mobile tablet/iPad wave of tech development. Even better for ISO agent programs, both of the new products are built to facilitate agents.

Up Tab, United Merchant Services, Inc.

The new Up Tab is an Android tablet service targeted primarily at restaurants. United Merchant Services, Inc. developed this new POS product in-house. It includes features such as being able to manage table seating and take-out orders. Merchants utilizing the Up Tab must sign a three-year contract with United Merchant Services, Inc. for their credit and debit payment processing.

A standard Up Tab unit includes a tablet, stand, printer, card reader, and cash drawer. Stations are recommended to begin at a $695 retail price and $495 for subsequent stations. However, ISO agents can receive one station free. In addition to the restaurant unit, Up Tab will also feature a version targeting salons. The Up Tab is expected to be ready for retail during the 4th quarter.

Sales Center iPad, Harbortouch

Harbortouch has updated its POS Sales Center iPad app with new features. These features are specifically designed for ISO agent programs with facilitating merchant application processes in mind. The new features will enable the completion of an entire merchant application through the app. This eliminates the agent from having to work across multiple mediums to fulfill a new client’s application request.

The second new feature from Harbortouch is the ability for sales agents to simultaneously prepare proposals and merchant applications without being forced to laboriously copy redundant information back and forth from the application to the proposal and vice versa. This centralized and user-friendly feature will remove a lot of the paper-pushing pains for ISO agent programs processing client applications.

 To learn more about the eMerchantBroker ISO Agent Program click below


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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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