Mid-Size Cities Lead Online Deliveries

Dec 30, 2015

Online shopping has finally caught on in Canada. A new report by the Canada Post Corp. shows that the number of online orders requested and delivered has grown by 16% during the first half of 2015. Most analysts projected this growth as delivery has increased across the board. However, no one expected that midsize cities would be at the forefront of the increase, instead of urban centers like Vancouver and Toronto. These findings are significant for Canada, who has traditionally lagged behind the U.S. in e-commerce sales.

Traditionally, online shopping in Canada has been driven by urban areas. But now parcel carriers are delivering more packages to a wider variety of homes. Leaders in e-commerce shipment delivery were: Windsor, Ont. (29%), London, Ont. (29%); and Kitchener, Ont. (27 percent), all ahead of Vancouver and Toronto. The trend of more delivery to less dense centers continues in smaller areas like Regina, Sask.; and Victoria, B.C.; all leading their bigger cousins Winnipeg and Ottawa.

This drastic increase has led to some adjustments in service for Canada Post. The carrier’s director, Danielle Doiron, notes that 2 out of 3 parcels are currently delivered in person. The Canada Post reaches 15.7 million addresses, but is responding to the changes by offering “FlexDelivery.” FlexDelivery emails users when their packages arrive at a specific post office box location, instead of delivering packages themselves to destinations. This is especially important when deciding on how often to deliver to the southern tier, which sit among the U.S. border. Delivering to these areas can become a costly exercise. Moving forward, mail carriers will have to come up with creative solutions that balance online merchandise delivery to home addresses and other central locations.

Analysts predict even more growth in Canada’s online sales and number of deliveries in the coming years. If you have a retail company in Canada, now is the time to move products online.  Canadian online merchants can enjoy sustainable profits through payment processing with the help of eMerchantBroker. Start your Canadian merchant account today, to offer your customers a variety of payment options from debit cards to e-checks.

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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