Merchant Accounts For Contractors

May 19, 2016

Independent contractors often have difficulty finding a trustworthy payment processor. With an inconsistent stream of income, contractors may face increased risk of fund withholding. Without paying enough attention to the terms and fees related to your credit card processing, you will end up with overpaying for merchant services.

Choosing the Best for Your Business

Merchant accounts are a must if you need accepting credit and debit card payments. A merchant account, as a type of financial account, allows funds to be transferred from card issuing banks to merchants’ business bank accounts.

Though you may be busy negotiating your compensation and working, you shouldn’t leave the issues concerning your contractor account in neglect. Do your best to find a reliable and experienced merchant account provider for contractors like With true professionals in the field, you can be sure to get useful payment processing tools for contractors to start raising revenue.

Thanks to the lowest possible per-transaction rates and low- or no-commitment terms offered by EMB, you can enjoy an exceptional contractor merchant account for your business needs. As a result, you will be able to keep more of your money and remain competitive. Look for the most promising options available in the market and make the best choice for your contractor business wants and needs.

Reliable Payment Processing Accounts Offered by EMB

Merchant account services imply payment processing for various businesses such as retail, Internet, MOTO or mail order/telephone order, high-risk businesses, and more. With a safe and secure merchant account, you would be able to accept American Express, Visa, MasterCard, or any other card type without challenges. Even a bad credit history is not a problem for EMB.

The payment processing industry is a real byzantine. You can find the same services offered by a myriad of companies. Moreover, you may meet lots of middlemen and resellers who will make things even more complicated and confusing.

With, you can enjoy 100% commitment and reliability. EMB, #1 high-risk processor in the US, offers Instant Check Processing, Payment Gateway Solutions, Business Funding, and much more. EMB boasts an A+ rating with the Better Business Bureau (BBB) and does its best to make things easier for you.

The application process with is quick and painless, hassle-free and easy. It will take you just a few minutes and require the minimum of paperwork. As a proven platform, EMB delivers superior support and a customer-centric approach. You will get your approval in as little as 24-48 hours or even sooner.

EMB is an ideal merchant account provider for:

  • Adult
  • Airlines
  • Bad Credit
  • Credit Repair
  • eBooks
  • Electronics
  • Gaming
  • Nutraceutical
  • Tech Support
  • Telecom
  • Travel
  • Warranty
  • 99% merchant approval rating

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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