Merchant Account for Upholsterers

Jun 22, 2016

It goes without saying that upholstery requires a delicate touch. Much time goes into deciding how much material is needed and how to arrange it in the most functional and appealing way. This attention to detail is also incredibly beneficial for the business owner to implement when searching for the best way to accept credit cards for their upholstery business.

Unfortunately, many merchant account providers will attempt to lock you into long-term leases for equipment you simply don’t need. The key is to find a provider that will offer state-of-the-art processing tools that simplify the business’ operations. To distinguish between the two, the business owner will have to spend some time researching its best options and their solutions. Ultimately, the provider the merchant chooses should offer services that help the upholstery business thrive and grow.

If the upholstery business is a startup, it will likely experience some trouble securing the merchant account solutions it needs to get up and running. Why? Traditional lending sources consider startups to be “high risk” and turn them away.

This is where a high risk provider can help. The advantage of working with a high risk provider is that they specialize in working with businesses categorized as high risk. They are more than willing to provide a “high risk” business with the credit card processing solutions they need to operate both safely and efficiently.

The payment processing industry is extremely complicated, making the task of choosing a provider even more confusing. Many merchants make the mistake of signing an agreement with a processor without reading the fine print. Later on, when they discover the provider is simply not right for their business’ needs, they feel stuck – overwhelmed with cancellation penalties.

Thoroughly researching every merchant account provider is key. The services they provide should be tailored to meet the specific needs of your upholstery business. With EMB, for example, an upholstery merchant account allows you to easily accept credit and debit card payments from your customers. Your business can take advantage of our proven platform and our superior support team. The application process for an upholstery merchant account is fast, easy and secure. Upon submitting an application, merchants hear back in as little as 24-48 hours, if not sooner.

As you research which provider is right for you, just be sure that you consider every aspect of the company’s services and pricing. Their merchant account and credit card processing solutions should ultimately simplify your day-to-day operations and help your business grow. To learn more about what an upholstery merchant account can do for your business, contact EMB today.

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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