Merchant Account for Escort Service

Jun 27, 2013

With the emergence of today’s plastic society, businesses have had to incorporate card payment systems within their operations. The availability of a credit card processing system within an escort service business results in offering its clients unprecedented convenience. EMB usually provides escort merchant accounts and high risk merchant account for escort services; enabling these businesses accepting credit card payments. Research has shown that, there is a significant increase in revenue from businesses which start accepting credit card payments.  Credit cards also lessen the risk of carrying cash.

Even before Escort Services establish a merchant account, there are normally stages that any escort service company would be expected to undertake, if the business is to be viewed as a legitimate establishment. The first stage of legitimizing an escort service is the choice of business name. Settle on a business name that will not attract unwarranted attention. The escort service name should easily pass unnoticed, when the name comes up in a customer’s monthly credit card statements and easily pass like any other expense charged to a customer’s account.

The second stage would be to seek for a merchant account, by making enquires through your local bank to find out whether they offer merchants accounts. It’s through an escort merchant accounts application that the business initiates its quest for accepting credit card payments. Should the application turnout be unsuccessful, no need to worry, as the same application can be made through independent service organizations such as eMerchantBroker.

Since an online Escort Service falls under the card not present type of transaction, many credit card processing companies classify this type of business as a high risk business venture. It’s the business’ prospect of attracting high chargebacks that increase its risk, leading to it being classified as a high risk business. There are other factors that contribute to the classification, including the business model being used by the escort service.  The following business models are also responsible for classifying escort services as high risk and they include the manner in which a business advertises or markets itself, the business’ credit score and the type of services on offer. Hence, the need for a merchant credit card processor who offers High risk merchant account for escort service.

Many high risk merchant credit card accounts come with special requirements, mainly due to the potential of attracting high volumes of fraudulent purchases. Some of these special requirements include sales volume constraint, high fees and rates and delays on fund transfer. There are merchant account providers who specialize with both escort merchant accounts and high risk merchant account for escort services. These merchant service providers have been known to offer competitive rates and are continually adding processors and banks to widen their network.

EMB is aware of the challenges escort service businesses face in their quest for reliable and professional merchant services. Ours at eMerchantBroker is to lessen your burden by providing escort service businesses with merchant accounts best suited for their transactions.


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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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