Make Money Regardless of Bad Credit

Jan 30, 2015

In the 1980’s America underwent a financial shift that made attaining large lines of credit possible for many individuals and companies that could not handle them. Not only had the concept of earned credit disappear, but the reconstruction of the credit industry in general made it nearly impossible to manage daily financial life without Visa or Mastercard. Over the last 30 years, a plastic dependency has consumed the lives of consumers and businesses that have pushed many good people and merchants to bankruptcy or has almost obliterated their credit.

If your business has less than stellar credit, traditional lenders and payment processors will either flat out deny service or charge your business exorbitant fees for operating. Even if the BBB gives a company an A rating it can still be denied a merchant account. Luckily, there are now reliable online payment processors that can work with bad credit merchant accounts.

Established payment processors like, are now one of the best options for merchants who have been labelled as “high risk” because of bad credit. helps businesses with bad credit open profitable merchant accounts despite any former  bankruptcies, tax liens, or FICO scores.

In as little as 24 hours, our team of bad credit merchants can approve and create most accounts.  We also offer a competitive business cash advance that will get your bad credit merchant accounts on the path to healthiness.

Our team of merchant account experts will tailor the perfect type of merchant account for your business in addition to these great benefits:

  • No Application Fee
  • Competitive Rates
  • Multiple Secure Payment Gateway Options
  • No VISA/MasterCard Required

Businesses with bad credit need simple, straightforward, and quick services from knowledgeable payment processors in order to begin the long road to credit recovery. It is this reason that has cut out the unnecessary processes and hoops that traditional payment processors require. With no application fees or VISA and MasterCard requirement, our bad credit accounts have the most competitive rates around, and we only employ the finest in account support. Call 1-800-621-4893 to apply and get approved for a merchant account within 24 hours.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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