Interested in an PayPal eBay Merchant Account Alternative?

Jun 28, 2017

In 2015, PayPal and eBay turned into separate companies. According to eBay, both companies expected to drive benefits from the separation. As Neira Jones, UK payments expert notes, one of the strategic factors that played a significant role in the separation was the constant divergences about the future ambitions between the companies. PayPal was trying to become a regulated payment brand like Visa and MasterCard, and eBay was focused on becoming the global marketplace it wished to be.

PayPal is popular as a strong payment system that many people all over the world rely on. Today, the number of PayPal alternatives has increased on the market. These alternatives allow consumers to try a new way to pay. Different online payment service providers offer different advantages. Some are more affordable or reliable, others boast flexibility and simplicity of use.

PayPal has an immense presence associated with eBay. In fact, PayPal isn’t always the best and most secure method of making online payments. This is especially true of businesses tabbed as high risk. So if you’re running a high risk business and are interested in an eBay merchant account, you should find a reputable payment processor like to turn to.

EMB offer you to take a look at a reliable solution for your online payment processing. EMB is voted the #1 high risk payment processor in the US and is rated A+ by the BBB. What is more, EMB has an A rating with Card Payment Options and is named one of Inc. 500’s Fastest Growing Companies of 2016.

As a full service provider, EMB offers:

  • Merchant Accounts
  • Chargeback Prevention
  • iCheck
  • Business Funding

With EMB, you can enjoy:

  • Approvals within 24/48 hours
  • High risk rates as low as 2.99%
  • High risk account specialists
  • Zero application fees
  • Zero setup fees
  • Zero annual fees
  • No gimmicks
  • Chargeback prevention and protection services

EMB does its best to stay ahead of its competitors and offers the most aggressive pricing, the best services, and the best support and customer experience in the industry. Merchants are EMB’s top priority.

Let us help you get a high risk merchant account today!

Get Started

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat