Instant High Risk Merchant Account Solutions

Nov 21, 2019

High-risk businesses looking for a place in the online marketplace must worry about the future of their payment processing.

A high-risk merchant account is a must-have if you are going to process transactions online.

But getting your hands on the right account for your needs can be a hassle because of the bad attitude towards risky industries. Yet the ability to process card payments can expose you to a new audience of internet shoppers.

So what are the perks of an-inclusive high-risk merchant account?

  1. Processing Credit Cards Offers Prompt Business

The ability to take and process payments from wherever you are brings convenience to business and allows you to seize and make the most of prompt offers.

You can also do business with multiple customers at a go and get access to both local and global customers.

  1. Multicurrency Options exposes one to a global market

The ability to process payments in different currencies is an advantage for business looking to make more sales.

Your global clients can access your website, conduct product searches, proceed to checkout and pay for whatever they’ve added to cart in their local currency.

The best high-risk merchant accounts allow you to process the US dollar, Australian Dollar, the UK pound and more.

  1. Offshore Accounts for Overseas Transactions

An offshore account eases the collection and processing of payments across borders.

It allows you to target you cross-border clients and offer them a reliable way to pay for items in your website.

They are an excellent way to allow your foreign clients pay without a hassle.

Choose the Right High-Risk Account Provider

Risky merchant accounts can help your small business grow because credit card payments are the standard for online transactions.

With the right provider, you will not only be able to process card payments but also gain access to services such as the ACH payment, a PCI-DSS solution for security, API integration tools to set up your payments and reliable support as you get started in the world of processing payments.

Businesses are advised to conduct a thorough search and comparison before signing up for an account with any service.

Closing Up

Risky Accounts should no longer be a problem for merchants in highly controlled sectors. You can enjoy hassle-free processing as long as you partner with the right provider.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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