How to Open a Gaming Merchant Account

Jul 10, 2018

Are you looking for a way to accept credit card payments from players from all over the world? Where can you can find a reliable gaming merchant account? How can you be sure it offers a level of service that will help you succeed in your field and increase your profits? Keep on reading this article and you’ll know.

Online Gambling Businesses

Online gambling is an important and ever-eveloving market. It’s exploded over the recent years all over the world and is further anticipated to grow in popularity. Did you know that the global media and entertainment market, which includes online casinos and gaming, accounts for more than one trillion dollars?

In the US, the federal law considers online gambling illegal, except for Nevada, New Jersey, Delaware, and Pennsylvania. The majority of online gambling sites are based offshore. As you may know, Internet gaming businesses are deemed as high risk, thus making it challenging for online gaming merchants get approved for payment processing easily.

The high risk label of this type of businesses is partly associated with high chargeback rates. On the other hand, the high risk label stems from the highly regulated nature of online gambling. Regarding regulations, gambling and gaming companies can’t do without complying with complex national and regional laws, according to which they can operate.

Because of the high risk nature of online gaming businesses, the majority of sponsor banks and processors aren’t willing to work with this type of businesses. Thus, if you, as an online gaming merchant, want to accept credit card payments, you have to look for a payment processor that’s ready to provide merchant services for you.

The issues of chargebacks related to online gaming businesses is of special importance. In fact, they’re one of the main problems making traditional banks and most processors stay away from businesses of this type. Well, how do these chargebacks occur and why do banks stay away from these businesses?

Many online casinos process large tickets on a regular basis. Often, they move significant volumes. So, if a rogue online casino decides to get involved in a fraudulent activity, and large number of customers initiate a chargeback, the processing bank won’t want to deal with large liabilities.

In fact, a player at an online blackjack table can take a huge loss, call his/her credit card issuer and deny the charge. In this he-said, she-said battle, eCommerce merchants seldom win.

Gaming Merchant Account From EMB

Have you heard about, a reputable payment processor that specializes in the high risk sector? EMB is voted the nation’s #1 provider of high risk merchant services. In addition, as a carrier of an A+ rating with the BBB and an A rating with Card Payment Options, offers unique merchant services in the industry.

EMB provides merchants with the necessary education that can help them prevent, dispute and even reverse chargebacks. offers unmatched chargeback prevention and protection services aimed at mitigating chargebacks.

No one argues that online gaming businesses are quite profitable. However, many traditional financial institutions such as banks and many processors aren’t willing to take a gamble on them. The background and history these businesses have, as well as high chargeback ratios, and potential legal issues keep banks away from them. That’s where respectable high risk processors like come into play.

EMB is dedicated to helping you process credit card payments effectively and efficiently. can get you a secure and affordable gaming merchant account without challenges. In fact, EMB specializes in providing high risk merchant accounts for social gaming, MMO, and online casinos.

Moreover, EMB talks to every single business owner so to offer customized payment processing solutions to merchants of any type and size. So, EMB offers merchant accounts to many online gaming businesses, including:

  • Casinos
  • Horse race betting
  • In-play gambling
  • Lotteries
  • Massively multiplayer online gaming
  • Mobile gambling
  • Mobile gaming
  • Online bingo
  • Online poker
  • Social gaming

You can begin the process by just applying online now. You’ll get approval for a casino and gaming merchant account in just 24 hours. As soon as you’re approved, EMB can set up chargeback management tools and a payment gateway. Beyond that, EMB can also set up a fraud filter for your online payments.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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