How to find the best rate high risk offshore merchant account providers

Dec 10, 2013
high risk offshore merchant account providers

A high risk merchant account is a way in which merchants can quickly and easily process credit cards online, so that they can receive payments that are due. There are many providers for high risk offshore merchant accounts. The difference between the types of high risk merchant account lies within the providers of the service. Your merchant account can be provided by either a domestic merchant account provider or from an international or offshore provider.


If you decide to obtain a high risk offshore merchant account, you must know that you need to find a reliable and credible provider for this service. How do you know that you have found the best rate provider for your high risk offshore merchant account? While banks are the most known and widely used high risk offshore merchant account providers there is also the option of you choosing to do business with a third party provider. Let us now look at the qualities that would help you to determine whether or not the high risk offshore merchant account provider that you have in mind is actually the ideal option for you.


  • Choose the high risk offshore merchant account provider who offers these accounts without the hindrances of sales limits. This way, you will ensure that you are at total liberty to use your account at your will, without having to consider, or even be limited by a sales ceiling.


  • Also, choose a provider who offers secure payment gateways, virtual terminals and risk management techniques. In other words, the high risk offshore merchant account that you will be provided should be reliable, so that it can properly support the operations of your business.


  • Your high risk offshore merchant account providers should be supported by a professional and experienced underwriter. This will highlight the credibility of the provider of the account; because, the underwriter is the individual who will have to approve your account, for usage.



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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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