High Risk Merchant Accounts Jeopardized by Hike in Online Synthol Sales

Feb 26, 2019

Businesses that the sell the potentially life-threatening site enhancement oil, synthol, are putting their high risk merchant accounts at risk.

Though synthol is sold as a topical treatment often purchased by bodybuilders to boost the cosmetic appearance of muscles, many inject it into their muscles to get the most effect. If online businesses are promoting this oil as an injectable, merchant service providers can shut down their high risk merchant accounts, essentially terminating their businesses. Without a merchant account, businesses cannot accept credit and debit card payments.

Understanding the Dangers of Using Synthol

Synthol is a mix of oil, alcohol, and lidocaine that is meant to be rubbed on muscles to make them look more defined. However, many bodybuilders inject the “posing oil,” leaving them with artificial, rock-hard muscles. The oil in no way increases a person’s strength or adds true muscle mass. In many cases, the hardened oil inside the muscle must be surgically removed or drained. Since it was created to be used topically, the U.S. Food and Drug Administration has not studied it for its use as an injectable. Due to the lack of monitoring and regulation, those that inject into their tendons, ligaments, or muscles are putting themselves at great risk. It is not only a risk because the product is not meant to be used that way, but it may contain other dangerous ingredients.

Risks of Injecting Synthol

Injecting synthol or other site enhancement oils can cause of side effects. In addition to redness and swelling at the inject site, synthol use also may cause:

  • Oil-filled cysts
  • Deformed and misshapen muscles
  • Infections
  • Nerve damage
  • Artery blockages
  • Fistulas
  • Thickening and scarring of connective tissue
  • Strokes
  • Heart attacks
  • Loss of mobility

Signs E-Commerce Businesses Sell Rogue Synthol

Though the risks of injecting synthol are well-documented across the internet, new merchants pop up every day, trying to sell the products. Any merchant that only sells synthol should be closely monitored by its payment service provider. This, as well as descriptions of “pharmaceutical-grade” ingredients and promises of discreet shipping, should make you suspicious. These are all telltale signs that they may be selling site enhancement oils for injection.

Payment providers also should look at what customers are saying about the products they purchase. If users leave reviews that refer to “significant” or “dramatic” muscle mass gains or giving their muscles “rocklike texture,” then there is a really good chance the products are being injected.

Punishment for Selling Site Enhancement Oils

If discovered, merchants can expect to face regulatory actions and have their high risk merchant accounts closed. Payment service providers and e-commerce platforms may be subject to exorbitant fines for allowing these merchants to sell these products illegally.

A Final Note on the Matter

Payment service providers and e-commerce platforms have a duty to protect their businesses and the public. If you think a merchant is selling rogue synthol, you need to take action before you face fines, punish, or much worse.

Apply Now for a Merchant Account

If you are a business that needs a high risk merchant account, then contact eMerchantBroker.com (EMB). It specializes in payment solutions for high risk businesses. Apply online today.

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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