HCG Merchant Accounts Approved in 24 Hours

Feb 17, 2013

eMerchantBroker.com is pleased to announce that we are now boarding HCG merchants. In the past we have been unable to accept applications from HCG websites. This popular weight loss supplement has historically had difficulty getting payment processing services. There was a period of recent scrutiny by the FDA which caused all processors to shut down all of the HCG accounts in their portfolios.

Many HCG sites will get an account open or approved, only to have it shut down within weeks. Fortunately, the payment processing landscape has changed and the underwriting guidelines for HCG related websites has firmed up. Although there are still no low risk, traditional processors that will accept the accounts, a few high risk banks that will now accept HCG websites with open arms. The reason for the change is due to FDA announcements regarding restricted verbiage and advertising associated with HCG. Processors now have have clear guidelines on what is and isn’t acceptable to the FDA, so they can feel more confident offering processing services.

HCG Website Credit Card Processing Rates:

3.95% + .25 per transaction
$10.00 monthly statement fee
$15.00 monthly gateway fee
NO application fee
NO set up fee
NO cancellation fee



Website must have an SSL certificate and a secure shopping cart
Website must not have the verbiage “Homeopathic” in regards to weight loss


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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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