Is your business struggling? Do you think your revenue would increase with credit and debit card available payment options? You would be right with that assumption and saying so does not make it easy to find someone to help. Luckily, you found this article.
Let me lead you to your (bad credit merchant account) and show you how easy it is to repair what has gone so wrong. Start with a search online and put into your search engine the terms, “High risk merchant account,” or “Bad credit merchant account”. This search will lead you to the experts that you were looking for. eMerchantbroker is one of the top merchant processors for businesses like you. They have a live chat and they are waiting for you to arrive and ask questions. The more you have, the better you will be, and the more understanding of how they can assist you.
First in line
Now that you have found the right place to get your debit and credit cards going, you have a road to recover from. If you don’t already know the creditors you owe, it’s time to hunt them down from your credit report and call them. You need to make payment arrangements with them. Start with the smallest one you have and pay them only what monthly payment you can afford. They will try to get the whole thing out of you, but we both already know you can’t do that. So, if the payment is $20 then stick with it month in and month out.
Two things happen
You have a positive payment history with this creditor and you are paying down the amount owed. You should be jumping for joy! Not only that, you are training yourself for the future of good credit. Don’t mess up again.
Now, do this with all that you owe. If there are too many, and you know you will drown, then, pace yourself. Still call all of them, but pay each $5.00 a month. They won’t dig this at all, but if they accept the payment, they accept your terms. This will still give you positive payment history and you are paying the bill down.
If the lowest bill gets close enough you can pay it off, and so on and so forth with the rest. Don’t give up, your business’ future growth and any expansion depends on this. When you really need credit, these will hopefully be paid off and you can look at credit in a whole new light.
Don’t give up
Now that you are on the road to recovery, you can sleep better at night. Your blood pressure will go down, and those pesky phone calls will stop. By the way, write a letter to those creditors, and tell them….. snail mail only. You have fixed this; you would like to not be harassed every day.
Keep walking the walk to financial repair and soon you will be walking out the door with a new step and a new faith in yourself.