Good-Bye Order! The Square Wallet Successor After 10 Months

Apr 22, 2015

Order has shut down, and those who use it are not happy. While this is devastating to the merchants who used it, there is another choice to process your plastic card payments. With EMB, you will be able to obtain a high risk or bad credit merchant account to help your business succeed into the future.

Bad credit merchant accounts are hard to find. As in our personal lives, many things in our business lives are judged by our credit score and report. If you are a merchant and your credit score is not good, you can have a hard time finding a merchant account provider. This is why many turned to Square and Order. The process was seamless, and even thought the fees were a bit higher, it was worth it. However, you need to consult with EMB to obtain a high risk or bad credit merchant account today. If you do not have a way to accept plastic card payments, you are likely to lose business. Many times, it is impossible to get this business back, regardless of the amount of offers and coupons you offer up. With EMB, the process is easy. You do not have to provide, or even possess a Visa or MasterCard to get started, and you can find out if you have been accepted in as little as three business days. This quick time frame is unheard of in the industry.

Also, unlike Square, Order, and others who offer up bad credit merchant accounts, our fees are industry-standard, so you do not have to worry with high processing fees. Our processing fees do not jump when you are hit with a fraudulent charge, either. While these charges are usually associated with high risk industries, the past few years have shown us that any business can be hit with fraudulent activity. You need to make sure that your transition from Order to EMB is effortless, and we can help you do so.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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