Gold and Precious Metal Merchant Account Solutions for Business Owners

Jun 06, 2017

Businesses dealing with gold and precious metals are well of aware of the complexity of the industry. If you’re considering putting your money to use in lieu of keeping it in the bank, you should look for different ways to invest in. You can invest in shares, property or even gold and silver.

If you ask those who invest in precious metals like gold and silver, they will state this isn’t only a highly profitable but also a highly risky business. Nobody knows when the market is going to get unstable or what new laws are going affect the market.

A reputable payment processor like (EMB) understands the challenges gold coins and precious metal vendors experience in the online marketplace. Gold and precious metal merchants often find it so difficult to get approved for a merchant account as traditional banks aren’t usually willing to place their business or give them the volume capacity to grow it.

Fortunately, EMB specializes in placing high risk businesses with reliable and solid banking partners and facilitating all of your payment processing needs. EMB has years of experience in merchant services and payment processing field, and offers the best gold and precious metal merchant account in the industry. EMB focuses on helping you manage all of your merchant account and payment processing needs so you can avoid your e-commerce trivialities.

EMB is voted the top high risk payment processor in the US and has an A+ rating with the BBB. EMB is rated A by Card Payment Options and is named one of Inc. 500’s Fastest Growing Companies of 2016.

One of the major concerns for gold and precious metal merchants are chargebacks, which are one of the main factors in lowered approval ratings. High-risk experts at know your high risk business best of all. EMB has partnered with Ethoca and Verifi to make chargebacks a thing of the past.

As a full-service provider, EMB offers:

  • Merchant Accounts
  • Chargeback Prevention
  • iCheck
  • Business Funding

EMB does its best to stay ahead of its competitors. EMB offers the most aggressive pricing, the best services, and the best support and customer experience in the business. Merchants are a top priority for EMB.

The expert team at will take care of your business as if it was their own and eliminate the burden of dealing with high risk payment processing. EMB will provide you with the necessary comfort and security to take your business to new heights.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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