Get Business Funding for Your Small Businesses

Aug 27, 2015

Small and medium sized businesses must be flexible when it comes to finding legitimate sources of funding. Even if entrepreneurs have solid business plans, they will have significant trouble finding a traditional lender to give them a loan to jumpstart their companies. Access to liquid assets can be lifesaving for many businesses. If your business is in need of a quick, simple cash advance, EMB is the online lending partner for you. They offer fantastic programs for small business owners, many of which have bad credit. Their services include:

ACH Business Funding

ACH funding doesn’t require merchant accounts. EMB agents will examine the monthly sales revenue of the merchant. Merchants get funding based on the gross deposits in your checking account over a 4 month period. This is an extremely popular business finance tool because interested parties are not required to create an account.

Cash Advance Program

Small businesses need cash advances for a variety of reasons. If merchants need to expand operations, hire new talent, or get more inventory to fulfill orders, a cash advance may be the right option for them. Stop saving, and start using your new funds to push your business forward. Small businesses need only to make $2500 per month in revenue to be approved for a merchant cash advance. The process is simple and hassle-free and merchants will be guided through each step by EMB experts.

The cash advance program is the most popular program, because most merchants who apply receive working capital in as little as 5-7 days. This program looks at your business’ total gross credit card processing revenue and will advance you based on a 3-6 month average processing revenue. is America’s leading high risk payment processor. Expert advisers are available 24 hours to assist clients anywhere, anytime. EMB is the online lender that can give you the funds needed to launch your business. We specialize in providing business funding for small businesses with bad credit or solid credit, and has the resources and experience to support entrepreneurs through the startup process.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.