EMB Introduces New Payment Gateway System

Oct 21, 2015

Payment processing systems can always evolve, and with EMB, evolution isn’t just talk, but its reality. Our newest payment gateway systems are everything our high risk merchants have wanted – put some. While other neglect the high risk industry, we have enabled our high risk merchants to have the most advanced technology in the industry to ensure smooth payment acceptance.

One of the coolest features of the new payment gateway is the ability for merchants to accept multiple types of currency. This saves merchants time and effort of having to program their websites to translate currency values, and it also saves the risk of a fraudulent alert. Internet shopping is a global event, and merchants should have a worldwide customer base, if they choose. As with all things “high risk”, fraud control is a huge issue. This payment gateway has extensive fraud control tools to help keep you and your customers safe.

While safety is a big issue for high risk merchants, so is ease of usage. With EMB’s new payment gateway, you will have a modern web portal interface and reports, for easy access and usage. There is also API access to the gateway and report data. Sometime the easy way isn’t the smartest, but with EMB’s new payment gateway, that is about to change. This gateway is the most advanced, intelligent transaction routing system in the industry, and it’s here to help high risk merchants in their everyday business lives. Another plus: This new gateway can detect gift cards and prepaid cards. This is a major plus for retailers!

With EMB, your high risk merchant accounts are safe and secure. While we offer you superior technology and security, we also offer you our help. Our experts have over 25 years’ experience in the processing and high risk processing industries. In addition, thanks to the fast-moving nature of the high risk processing world, we generally do feature updates every two weeks. This helps ensure that you have the latest and greatest processing technology available to your business. While others overlook their high risk merchant’s needs, we at EMB go above and beyond to make sure that their businesses succeed.

Let us help you get a high risk merchant account today!

Get Started

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat