EMB has Partnered with Chargebacks911 | Merchant Chargeback Protection

Aug 31, 2015

If you’ve handled chargebacks in the past, you will agree that it can be a very frustrating experience. It starts with a disgruntled customer who may then choose to report you to a card provider. Before you know it, you could be refunding the customer even if the services or goods in question were indeed delivered. But that’s not the main issue. In online business, a fraudulent transaction can occur any time and when that happens, as a reliable merchant you need to take responsibility for your action and inactions.

The problem is in the way you handle the chargeback. Merchants typically pay heavy prices for these reverse transactions which cost them a lost sale, a lost product, and even a fine imposed by the credit card company. To add salt to injury, courts have equated chargebacks to merchant fraud, using merchants’ chargeback rates against them in lawsuits with little regard for the reasons of the reverse transaction.

Initially considered a consumer injury, chargeback rates cannot be used as an indicator of a merchant’s wrongdoing. Sometimes chargebacks may not mean that a consumer was fraudulently charged. Maybe the chargeback was triggered by the card issuer after discovering an authorization or processing error such as an expired card or an invalid account number. Surely, you can’t blame these mistakes on the merchant. Yet, when chargeback cases go to court, the merchant is always automatically assumed to be on the wrong.

This is why EMB, your reliable electronic merchant services provider has partnered with Chargebacks911 to allow merchants to handle chargebacks more effective way. Chargebacks 911 was founded by merchants, for merchants. The team at chargebacks911 has a clear understanding of what it takes to succeed in business and the challenges frequently faced by merchants on a regular basis. They specialize in helping online businesses manage chargebacks by preventing loss while minimizing risk and allowing you to recover revenue.

The fact that EMB and Chargebacks911 are now working together means that EMB’c customers can enjoy several benefits including;

  1. Dynamic loss prevention
  2. Guaranteed Return on Investment (ROI)
  3. Affiliate fraud detection
  4. Friendly fraud prevention
  5. Fully customized disputes, and
  6. Quick chargeback resolution and response.

This is the best merchant chargeback protection you can find. It allows you to conduct business confidently knowing that in case of a chargeback, you are always covered!

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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