EMB Can Take Over Your PayPal Merchant Account

May 04, 2017

13 years have passed since eBay acquired PayPal in a $1.3 billion deal. Now, eBay and PayPal are separate companies facing the highly competitive e-commerce world on their own. According to analysists in the field, the separation will help PayPal grow more quickly and fight the competition in the mobile payments space more successfully.

eBay and PayPay as 2 Separate Companies

Based on some analysis, PayPal is expected to make some purchases of its own after the separation and is likely to target payment companies like Square or Stripe. The point is that PayPal is trying to eliminate the smaller competition.

As for eBay, the company is expected to look inward. Devin Wenig, newly appointed CEO notes eBay would focus on getting back to its roots by developing a website for mom-and-pop retailers to sell their goods — both refurbished electronics and the garage or a line of boutique designer clothes.

eBay is still the old auction site or flea market, an outdated brand in fast-moving Silicon Valley to many people. PayPal is considered as a more innovative company, and this had helped PayPal’s image.

When it comes to PayPal and Amazon, there was a potential arrangement between PayPal and Amazon that could be beneficial for both companies. PayPal was expected to get a presence on Amazon, and Amazon could reach people who don’t have bank accounts, a group for which PayPal offered solutions. As PayPal’s CEO has noted, the 2 companies had discussed this possibility.

Now, something has changed: Amazon may try reaching this group of people without bank accounts on its own. Amazon has launched “Amazon Cash” to allow for printing out a barcode, bringing it to CVS or another participating store, and feeding cash onto your Amazon balance.

Alternative to Your PayPal Account

If you’re concerned about your PayPal merchant account, with emerchantbroker.com you can get the best for your business needs. Turn to EMB to get an alternative to a PayPal merchant account. EMB is the top high risk payment processor in the US and boasts an A+ rating with the BBB. EMB offers the lowest possible rates and the best merchant processing services in the industry.

As a full service provider, EMB offers Merchant Accounts and services to merchants of any type and size. EMB provides a wide selection of Payment Gateways, POS Solutions, Business Funding, Check Processing solutions, and a full support platform. The application process is quick and painless.


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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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