Credit Card Processing: Is Local Service Important?

Feb 29, 2012

Local Credit Card Processing Services from eMerchantBroker.com


Business owners that are looking for a local credit card processing company to provide merchant services should contact eMerchantBroker.com today. We work with local merchant services reps across the country. We can provide the national rates of the big processors, with the localized service of small merchant account providers.

All of the providers in our network have an A+ rating with the BBB and are backed by our industry exclusive 100% satisfaction guarantee. Credit card processing from eMerchantBroker.com provides business owners a unique solution for choosing a merchant account. Our providers represent the best in the business including First Data, Chase Paymentech, Intuit, PayPal, North American and more.

>> FREE Credit Card Machines
>> NO Application or Set Up Fees
>> NO Annual Fees or Security Fees
>> Lowest Rates Guaranteed for Life
>> NO Contracts or Cancellation Fees

>>>> CALL 1-800-621-4893

 

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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