Continuity/Subscription Merchants: Continuity Billing Scams

Dec 28, 2018

Law enforcement authorities go on warning that continuity billing scams are increasing and it’s critical to take the necessary measures to avoid being victimized. Where can continuity/subscription merchants find the most reliable merchant services for their business? Just read below to know more on the topic.

Continuity Billing Scams: How to Avoid Them

With eCommerce being on the rise all over the world, the risks of becoming a victim through the purchases over the Internet are growing. This is especially true of purchases made via credit cards.

The term “continuity billing” refers to those cases when consumers are induced to submit their credit card numbers, which are then used illegally to charge these consumers a monthly fee. As a result, consumers’ credit card accounts are charged recurring billing of come $40-$60 a month without any notice or authorization.

Victims can’t notice any hidden fees unless they review the terms and conditions concerning the activities they’re involved in. In fact, the scam is called “continuity billing scam” because if you’re deceived by this type of scammers, you’ll experience a continuity of regret. So, you fall for a scheme that charges you each month for worthless services.

Overall, continuity billing scammers don’t “put lots of effort” into the implementation of their schemes since the majority of consumers don’t read the fine print. Here’re some warning signs to take into:

  • Don’t forget to check out the company, domain, and product you’re offered. Google can help you with this: just use those terms plus “fraud,” scam,” and “billing.”
  • When clicking on a “free” or “affordable offer,” use your prepaid debit card that has no ties with your bank account instead of the required credit card.
  • Dispute charges that come with no authorization to the issuer of your credit card.
  • It’s mandatory to go through all fine print, as well as terms and conditions before buying anything.
  • Google to find out if anybody has already mentioned about the offer as a scam.
  • Don’t forget about paid advertisements online. Paid banner ads aren’t always affiliated to the website you’re interested in.
  • Review your credit card statements regularly for unauthorized charges.
  • To stop fraud, contact the suspected company just right off the bat. Request a stop payment and keep records of all the info concerning your interaction with the company.
  • Victims can also refuse delivery of goods. Don’t fail to contact the corresponding financial institution or credit card provider to request a charge back due to fraud.

EMB Offers the Best for Continuity/Subscription Merchants

Continuity billing scams have turned into a widespread phenomenon. So, no wonder that credit card issuers and processing companies are taking measures to prevent them in the best possible way.

Here, it should also be noted that chargebacks are on the rise as well. This is so much caused by subscription-based businesses with recurring billing. In fact, friendly fraud is the main reason causing the majority of recurring payment chargebacks. So, it’s no stretch to imagine the considerable potential loss of revenue caused by chargebacks, which eventually affect companies’ bottom line.

With all this in mind, continuity/subscription merchants should work only with a reputable credit card processing company like Given subscription-based businesses may have difficulty getting approved for a merchant account because of being tabbed as high risk, it’s vital to turn to a respectable high risk processor.

With EMB, you have no need to worry since is regarded as the nation’s #1 high risk processor and considered as A+ company by the BBB. Moreover, Card Payment Options has given an A rating to EMB. EMB will let you know about your approval in as little as 2 business days. offers merchants subscription accounts that boast the highest level of security and affordability in the industry. Specifically, EMB provides merchants with an exceptional chargeback prevention suite to help you grow easily. So, you can save money and focus only on your growth.

Continuity billing scams go on serving as a major source for credit card pain. So, take the time to find a true professional in the industry that can get you the most secure and reliable payment processing solutions to help you sidestep fraudulent schemes without challenges.

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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