Compare ACH Check Processing Rates Online

Mar 01, 2012

How to find the best ACH check processing program? Compare Online


Are you looking for the lowest rate check processing? Do you need to accept checks online or over the phone, but need to compare the rates and fees of providers? eMerchantBroker.com has dozens of check processing companies in our network, all with an A+ rating and all backed by our 100% satisfaction guarantee.

Whether you need ACH processing, recurring payments, check guarantee, check 21, or credit card processing with check processing, eMerchantBroker.com can help you select the right account.

High Volume Specialists
eMerchantBroker.com specializes in high volume online merchants. We can help with high volume credit card processing and high volume check processing. We can help you accept checks over the phone, or online through your website.

Set up recurring payments, take rent payments, charge one-time ACH debits from your customers account.

Eliminate Charge Back Liability
When you process a check online or over the phone through our ACH debit programs you virtually eliminate the risk of charge backs. You can process high volumes and high transaction amounts without risk of funds being held up by credit card processing companies. Accepting checks online is the best way for high risk businesses to grow.

 

 

Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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