Choosing the right Adult Credit Card Processing Services

Oct 15, 2013


“Fast and easy”, “Quick and Smart”, and “Overnight approval”, are some of the terms that have been used to catch your eye on merchant account servicer websites. Don’t fall for the sales tactics. Take your time looking for a merchant account servicer that will work for your business.

Let’s just say

You need an adult dating merchant account. Don’t settle for just any servicer. You have a very sensitive account that will need lots of services. You don’t need failure and you sure don’t need your money held up.

With a site like this

You can count on it being in the high-risk pool. Don’t panic! It’s only because the business might require an extraordinary amount of chargebacks; Also known as refunds. If you take care of all those and they don’t end up in the chargeback system with the cardholder’s bank, then you won’t have to worry about being a high-risk account for very long.

A lot of businesses that we count on every day are in the high-risk arena. Just think airline tickets when you get frustrated because they too are in that pool.

Your Escrow Account

Also known as a reserve account, this will be something you need to plan for. As a newbie to the business and a new account, your merchant account servicer will hold a certain amount back in a reserve account. For the trial period of three to six months, that money will sit in an account until you have reached that goal. Once that is over, then it is released to you in full.

If you cover your policies in a section on your website, then you might be able to get your trial period over sooner. As long as you follow the rules and take care of your refunds, you should be rocking and rolling your business, right into a stream of success.


There are many merchant account servicers out there to help you process your debit and credit card purchases. All you have to do is locate the one that best works for you. You want great customer service. You want someone that will pick up the phone when an issue arrives, and you want to make sure they deliver the cash when you ask them to. So, take your time to find the right one and don’t let those fancy advertisements pull you in. You want the one that works the plan and plans to work.


Let us help you get a high risk merchant account today!

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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