Canadian E-Commerce on the Rise

Sep 28, 2015

E-commerce is finally gaining steam in the Canada. Last year e-commerce only counted for about 6 percent of all retail spending, which is about 3 percentage points behind the U.S. E-commerce experts say there are a variety of reasons for this trend, which include web infrastructure, and high transportation costs. Still Canadian consumers have started to make more purchases online from both domestic and foreign retailers. According to Forrester Research Inc., by 2019 online sales will account for 10% of Canadian retail spending. The United States is projected to increase by 11%.

So what has to happen to accelerate online sales in Canada to satisfy this prediction? First, Canadian consumers have to believe that online ordering is a viable choice and that their merchandise will come at a consistent and timely pace. Many Canadians experience major delays in package deliveries due to transportation issues. In Canada, the cost of shipping is a percentage of the sale. For many retailers, it’s simply not worth the cost to deliver to some Canadians. According to Jeff Booth, president of, some retailers wind up paying more for delivery than the cost of the item; therefore losing money on some sales.

Still many Canadian and U.S.-based retailers have decided to combat online sale problems. Major U.S.-based retailers like Wal-Mart Stores Inc., Inc., and Best Buy Co. Inc. have started to move into the market. Even though Canadians have not purchased much from Canadian retailers, they still shop online with U.S.-based merchants or with merchants from other countries, generally because they can’t find what they want from Canadian merchants.

Canada is predicted to significantly increase its online sales in the next few years. eMerchantBroker has helped many online merchants reach their financial goals. Now Canadian online merchants can be propelled into sustainable profits as they enter a new era of payment processing with the assistance of eMerchantBroker. Remember that despite owning a high risk business, you still deserve to work with a competent and safe payment processor for your Canadian venture.

Let us help you get a high risk merchant account today!

Get Started

Award winning.

  • 2012
  • 2013
  • 2014
  • 2015
  • 2016

Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

Live Chat