Bail Bonds Merchant Accounts Can Be Found at EMB

Nov 23, 2015

Bail bond merchant accounts seem like an enigma. Many talk of processing plastic card payments, but it is a mystery to many in the industry how they do so safely, and without fear of closure. The solution is simple: EMB. The bail bonds industry is tough, not only due to its clientele, but also due to its reputation in the processing industry. While many shy away from this industry, EMB welcomes it with open arms.

All merchants need the ability to process plastic card (i.e. credit and debit card) payments. While many bail bonds companies are “Cash Only”, this can delay the process for customers, and it can aggravate those who are in a hurry to free their loved one from custody. While plastic card payments leave a company at risk for fraudulent activity, EMB has the best security features to help you combat these issues. And while every fraudulent issue cannot be detected due to the ever-changing fraudster industry, EMB offer you chargeback insurance to help ease these fears.

If you have a merchant account and are satisfied, that’s great. However, you should check out your options every so often. The processing industry is constantly changing, and not all processors are up to date on the various payment forms that are now used. From ACH debit to iCheck technology, and BitCoin are used by many, but are not accepted by all. The more payment methods you can accept, the better your reputation and the better you can serve your customers.

The bail bonds industry is like any other, and it relies on the ability to accept payments. With EMB, the application to do so is quick and easy, and merchants can learn if they have been accepted in as little as 48 hours. This time frame is unheard of, yet it is a sign of EMB’s proven dedication to its merchants. After paperwork is signed, you can be up and running is a couple of days. This helps you, and your customers, better the bail bonds experience. It is something that no consumer wants to do, but many end up facing a bail bonds company at some time. It is up to you to make the process friendly and smooth, both through customer service and payment processing.

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Having a merchant account allows an account holder to take advantage of merchant cash advances. When a merchant is approved for an advance, the business agrees to receive a lump sum of cash in exchange for an agreed-upon percentage of future credit card sales.

Pricing varies depending on the merchant’s industry, past credit card processing history, the type of business seeking the account, average ticket sales, and average transaction volumes.

Yes, EMB works with merchants who are building their credit, as well as those who have poor credit. EMB also approves merchants that have no credit card processing history and businesses that have lost their merchant accounts due to high chargebacks.

Several factors influence a merchant’s risk level. Though only one factor likely will not get a merchant classified as high risk, a combination of these may: business size, location, and industry, credit score, credit card processing history, a industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant exclusively sells online.

Virtual terminals are stationed on a merchant’s website, making it easy for customers to make a payment or purchase online. Merchants or a payment processor can easily set up virtual terminals, so online businesses can accept credit and debit card and e-check transactions.

A merchant account is a business account with an acquiring bank. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Businesses need a merchant account to accept major credit cards via a static point-of-sale terminal, mobile card reader, or through a virtual payment gateway.

After filling out EMB’s simple online application and submitting any necessary, requested documents, many merchants get approved within 24 and 48 hours.

EMB specializes in working with high-risk merchants. EMB works with many merchants, including but not limited to businesses in these industries: gambling and gaming, adult entertainment, nutraceuticals, vaping and e-cigarettes, electronics, tech support, travel, high-end furniture, weight loss programs, calling cards, e-books and software, and telecommunications.

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